Comprehensive Home Insurance Plus

Give us a call 917 002 010

Give us a call

917 002 010

Total protection for your home, with the most comprehensive coverage for greater peace of mind.

What does Comprehensive Home Insurance Plus consist of?

The Comprehensive Home Insurance Plus is the recommended option for homeowners seeking comprehensive coverage to protect their home and live with total peace of mind: it includes the coverages of Comprehensive Home Insurance but with extensions and higher limits, as well as some premium coverages and services designed for homes with outdoor spaces (gardens, terraces) and high Building and/or Contents value.

In addition, with Comprehensive Home Insurance Plus you can have peace of mind as you have the option of protection against squatting or, as a new feature, protection against digital fraud and identity theft

What coverages can you have with Comprehensive Plus Home Insurance?

All coverages of Comprehensive Home Insurance are included, and in addition:

Premium handyman and maintenance

With Comprehensive Home Insurance Plus you have enhanced home repair services for minor breakdowns, routine maintenance and priority attention, which are not included in the Comprehensive Home Insurance option.

Comprehensive home assistance

You will have full access to home assistance services, including appliance repair and technology assistance (not included in Comprehensive Home Insurance).

Damage to furniture and trees in gardens and terraces

If your outdoor furniture, plants or artificial grass are damaged due to weather events, fire, water, etc., you can optionally take out this coverage so they are protected.

Breakage or theft of electric chargers and solar panels

This is a specific optional coverage for fixed electric vehicle chargers installed in the private area of your home and for private solar panels (includes loss of energy production in certain cases).

Hurto en el interior de la vivienda

Aunque sea sin violencia, si el hurto se produce en el interior de la vivienda, también estarás cubierto.

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Daños de tus bienes en desplazamientos y viajes

Con Línea Directa tienes protegidos los bienes asegurados durante estancias temporales en hoteles o apartamentos turísticos.

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What other coverage can you include in your Comprehensive Home Insurance

Add the coverage you need so that your insurance fits the daily life of your home.

Legal protection from squatting

We offer you legal advice and compensate you for accommodation, utilities and damage expenses, as well as the costs of repairing damage after eviction.

More information

Protection for digital fraud and identity theft

It includes payment for financial losses, identity recovery and legal defence.

More information

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Comparison tool for Línea Directa Home Insurance

In this table, you can compare all the coverages included in our Home Insurance policies.

Tabla General Roja Portfolio Hogar con chips TABLE, Inglés.
Coberturas	Comprehensive	Comprehensive Plus
Damage by fire, explosion , implosion and smoke
Damage by fire, explosion , implosion and smoke
Water damage
Water damage
Water damage from leaks and leaking appliances
Water damage from leaks and leaking appliances
Water damage caused by external pipes
Water damage caused by external pipes
Electrical damage
Electrical damage
Damage caused by atmospheric phenomena: wind, rain, snow, hail, flooding, and lightning strikes
Damage caused by atmospheric phenomena: wind, rain, snow, hail, flooding, and lightning strikes
Breakage of glass, kitchen hobs and sanitary ware
Breakage of glass, kitchen hobs and sanitary ware
Breakage of glass on furniture
Breakage of glass on furniture
Expenses for spoilage of refrigerated foodstuffs
Expenses for spoilage of refrigerated foodstuffs
Cosmetic damage
Cosmetic damage
Damage due to vandalism
Damage due to vandalism
Damage caused to the home by collisions with animals, vehicles and sonic booms
Damage caused to the home by collisions with animals, vehicles and sonic booms
Damage to your property in-transit and when travelling
Damage to your property in-transit and when travelling
Breakage or theft of electric charger and solar panels
Breakage or theft of electric charger and solar panels	Opcional	Opcional
Damage to furniture and trees in gardens and terraces
Damage to furniture and trees in gardens and terraces	Opcional	Opcional
Burglary and damage caused by burglary inside the home
Burglary and damage caused by burglary inside the home
Theft from within the home
Theft from within the home
Robbery and armed robbery outside the home
Robbery and armed robbery outside the home
Salvage, fire-fighter and debris removal expenses
Salvage, fire-fighter and debris removal expenses
Transfer and temporary stay expenses due to forced evacuation of the home
Transfer and temporary stay expenses due to forced evacuation of the home
Costs of alternative long-term accommodation due to the home being uninhabitable
Costs of alternative long-term accommodation due to the home being uninhabitable
Loss of rent due to uninhabitability of the property rented to a third party
Loss of rent due to uninhabitability of the property rented to a third party
Costs of duplication and re-obtaining documents
Costs of duplication and re-obtaining documents
Owner's liability
Owner's liability
Family liability
Family liability
Civil liability for domestic staff
Civil liability for domestic staff
Legal defence
Legal defence
Gaining access to the home
Gaining access to the home
Repair of electrical appliances
Repair of electrical appliances
Handyman and maintenance
Handyman and maintenance		Premium
Technological assistance in the home
Technological assistance in the home
Access to professionals for repairs not covered
Access to professionals for repairs not covered
Protection against illegal occupation
Protection against illegal occupation	Opcional	Opcional
Legal defence and claims for digital fraud and identity theft
Legal defence and claims for digital fraud and identity theft	Opcional	Opcional

How to calculate the price of your Comprehensive Home Insurance Plus

Identify whether you’re insuring the Building, Contents or both, and what sums insured you need.

Enter on the form: location (city/province), use (main home/second home), square metres, year built and security measures (alarms, locks).

In just 2 minutes you’ll know the price of your insurance.

Join the more than 3,700,000 customers who already put their trust in Línea Directa

Calculate your Home Insurance

Do you want to know how much Home Insurance costs with us? You can find out in just a few minutes with our online quote system.

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Advantages of Comprehensive Home Insurance Plus

Because your home deserves it, here’s why Línea Directa’s Comprehensive Home Insurance Plus is for you.

Total coverage

Physical, legal and digital.

Updated protection

Against current risks: squatting, digital fraud and identity theft, electric chargers, solar panels, among others.

Recommended for homes with photovoltaic installations, electric cars, gardens, terraces or high Building and/or Contents value.

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Explore our other home insurance policies

We want to offer you a policy adapted to you and your home´s needs.

Descubre todo lo que puedes hacer con la nueva App de Línea Directa

En tu Área de Cliente podrás consultar toda información de tus seguros, modificar lo que necesites y solicitar servicios de manera aún más sencilla.

Abrir y gestionar partes, así como conocer la evolución de los mismos.
Nuestro chat está siempre disponible para ayudarte.
Acceso a ventajas exclusivas con el Programa de ventajas Por SER de Línea Directa.

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Escanea este QR en tu dispositivo móvil y te redigiremos a la store correspondiente.

Frequently asked questions

What are the requirements for solar panels to be covered?

They must be for private use, installed in an area with exclusive access and kept in good condition.

The coverage applies when they are part of the Building of your home, while loss of energy production is covered if the panels were generating energy for domestic use at the time of the claim and the damage was caused by a risk such as fire or weather events. Furthermore, it is important to keep the documentation proving their ownership and correct installation, in case it needs to be presented.

How does the coverage for digital fraud and identity theft protection work?

You are protected against situations such as digital fraud, identity theft, fraudulent purchases or cyber-attacks that may affect your reputation, finances or personal data. It includes digital footprint alerts and monitoring, expert advice and assistance, help with managing identity theft and financial compensation up to the limit specified in your insurance.

If my home is squatted, will you provide legal assistance?

Yes, the squatting coverage offers legal advice and defence to help you begin the process of recovering your home. It includes a claim for damages; you must report the claim immediately so that Línea Directa can support you from the outset. It also includes financial compensation.

New! Comprehensive Plus Home Insurance