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Fully comprehensive

At Línea Directa we care about your peace of mind when you’re riding your motorcycle, which is why we have developed comprehensive motorcycle insurance that offers all the necessary coverage to guarantee your safety.

Motorbike fully comprehensive insurance

Outlined below is the coverage that Línea Directa’s comprehensive motorcycle insurance offers you:

Civil liability

If you have had an accident and have caused damage to third parties Línea Directa wants to help you and offers you insurance that covers damage to injured third parties.

In addition, Línea Directa's comprehensive motorcycle insurance offers you Voluntary Civil Liability, which extends Compulsory Civil Liability and allows injured third parties to be covered by material damage and personal injuries up to the limit agreed in the Special Conditions.

Theft

Nobody wants to be a victim of theft, but if you are, Línea Directa would like to offer you coverage to help reduce the damage caused. So, if your motorcycle is stolen Línea Directa guarantees compensation for the replacement cost during the first 12 months and for the market value after month 13 (included).

Fire

If you are unfortunate enough to lose your motorcycle due to a fire, explosion or lightning strike, Línea Directa will reimburse you for the value during the first 12 months and for the market value after month 13 (included).

Own damage

In the event that your motorcycle suffers a total loss, Línea Directa's comprehensive motorcycle insurance will ensure you are compensated for the replacement cost during the first 12 months and for the market value after month 13 (included).

In addition, if you have purchased Comprehensive insurance with Excess, you can include the coverage for Animal Damage, which covers repair to damage your motorcycle may suffer in the event of an impact, collision or running over animals in the road.

Legal defence and damage claims

Línea Directa wants to help you as far as possible, which is why it offers you a team of qualified professionals to provide you with legal defence and for damage claims.

Other optional coverage

Thinking about your safety and tranquillity, Línea Directa offers other optional coverage such as Roadside Assistance, Urban or Comprehensive, a replacement motorcycle, fine management, and insurance for riders.

We also offer the night-time roadside assistance service for motorcyclists.