Línea Directa was founded in 1995 with a clear premise: the implementation of a model based on direct sales that, by eliminating the chain of agents and intermediaries, would allow us to remove unnecessary costs and offer a price suited to the needs that anyone might have when taking out insurance.

Since then our priority has been to offer products and services that are flexible, responsible, innovative and, above all, aimed at suiting our customers’ requests.

So, at Línea Directa we have two main business areas: Motor and Home Insurance. The first of them including insurance for cars, motorcycles and company vehicles.

Car Insurance

When it comes to purchasing car insurance it is important to know the features and advantages offered. So, at Línea Directa we offer our customers three types of car insurance that combine quality at the most competitive price on the market.

  • Third-party car insurance.
  • Extended third-party car insurance.
  • Comprehensive car insurance.

Motorcycle Insurance

According to the type of motorcycle you want to insure, at Línea Directa we have created different types of insurance that include the coverages that are best suited to the needs of our motorcyclists and their motorcycles.

  • Third party Motorcycle Insurance.
  • Third party fire and theft Motorcycle Insurance.
  • Comprehensive Motorcycle Insurance with excess.

Home Insurance

Within our Home Insurance, we also offer a large number of possibilities so that the insurance suits our customers. We therefore have a variety of coverages so that customers can pay and choose whatever is best suited to their needs.

Squatter Protection Insurance

Línea Directa's Squatter Protection Insurance offers you the peace of mind of being advised and supported at all times in the event that your home is squatted illegally.

By purchasing this insurance you will have: 

Legal Coverages such as: 

  • Remote legal advice with a solicitor.
  • Eviction management.
  • Changing of the lock or cylinder on the front door of the home.

Financial Compensation such as:  

  • Repair of the damage to your home when you get it back.
  • Expenses for utilities during the squatting period.
  • Alternative accommodation costs.
  • Loss of rent.
Pet Insurance

This insurance is designed so that our pets, dogs and cats, are protected and have the best care.

They will also be covered for damages they may cause to third parties. We offer you two types:

Essential Pet Insurance: 

  • Civil Liability
  • Legal Defence
  • Damages claim
  • Management of fines and penalties
  • Telemedicine / televet.
  • Daily pet care advice service
  • Emergencies and Electronic Prescriptions.

Comprehensive Pet Insurance:

In addition to all the coverages of the Essential Pet Insurance, you'll be covered for:

  • Costs in case of loss or theft of your pet
  • Veterinary expenses
  • Costs of your dog and/or cat's stay in case of illness to the owner
  • Expenses in the event of accidental death
  • Euthanasia, burial and cremation expenses
  • Daily pet care advice service


In addition, as part of our commitment to provide the best service, we have created an International Department. We have therefore become the first insurance company in Spain to deal with foreign policyholders based in our country, in English or German.

Coverages and Services of our Insurances:

This is a summary of some of the coverage and services offered by our insurances.

Car Insurance 
  • Replacement vehicle.
  • Dealing with fines.
  • Medical treatment.
  • Driver’s license recovery course.
  • Legal advice.
  • Roadside assistance.
  • 24 hours, 365 days a year assistance.
  • Free choice of garage.
  • Comprehensive car insurance.
  • Online purchase.
  • Payment facilities.
Home Insurance 
  • Insurance for flats.
  • Insurance for chalets.
  • Buildings Insurance.
  • Contents Insurance.
  • Homeowner's Insurance.
  • Legal advice.
Motorcycle Insurance
  • Different types of insurance depending on the type of motorcycle.
  • Night time assistance.
  • Replacement motorcycle.
  • Medical treatment.
  • Theft cover.
  • Fuel supply.
  • Legal advice.
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