Squatter Protection Insurance Coverages

Learn about the legal coverage and financial compensation we offer you

At Línea Directa we want to be by your side even if your home is illegally squatted and to make the process as smooth as possible for you. This is why we have created a new insurance with coverage adapted to all the needs you may have during the process.

Legal coverage:

Eviction management

We cover the claiming of your rights to recover the illegally squatted property. To do this, and prior to the commencement of legal proceedings, up to three extrajudicial attempts will be made to try to evict the squatters.

Telephone legal advice

We will advise you by telephone at all times through a lawyer about your rights during the illegal squatting.

Civil Liability

If any damage or injury is caused to a third party during the squatting, and the owner is found liable, you will be covered for both compensation and claims for damages.

Further information

Financial compensation

Repairing the damage to the home once it has been recovered

In the event that your home has been damaged due to squatting, Línea Directa covers the provision of the service or reimbursement to help you with the cost of repairs.

Alternative accommodation costs

If you have had to use alternative accommodation, we will cover the costs incurred for up to six months.

Cost of utilities

We cover financial compensation for utility costs incurred during the squatting period.

Eviction management fees

If it is necessary to evict the squatters, we will cover the locksmith's expenses derived from the opening of the insured property, as well as the cost of replacing the lock with one of similar characteristics.

Loss of rent

If you were thinking of renting out your home, but it has been squatted, we cover financial compensation to offset those losses.

Further information

What does Línea Directa's Squatter Protection Insurance cover me for?

Below you can see a clear summary of all that our Squatter Protection Insurance offers so that you can manage the recovery of your home.

You are fully covered from the moment the policy is taken out.

Importe límite Plazo máximo

Compensación por pago de suministros

300 €

6 meses

Compensación por gastos de alojamiento

800 €

6 meses

Compensación por pérdida de alquileres de la vivienda asegurada

800 €

6 meses

Compensación por gastos de habilitación

Sin límite económico o una indemnización de reembolso hasta el límite de 5.000 €

Responsabilidad Civil

7.500 €

Asesoramiento jurídico a distancia

Incluido

Conflictos relacionados con la ocupación

Límite de 10.000 € por los "gastos cubiertos" indicados en el Condicionado General

Maximum amount Maximum time limit

Compensation for supply costs

800€

6 months

Compensation for accommodation expenses

300€

6 months

Compensation for loss of rent from the insured property

800€

6 months

Compensation for furnishing expenses

No financial limit or compensation up to a limit of 5.000€

Civil Liability

7.500€

Remote legal advice

Included

Squatter-related conflicts

10.000€ limit for the "covered costs" indicated in the General Conditions