Legal defence and damages claim cover

Legal defence and damages claims coverage is available in both the Essential Pet Insurance and the Comprehensive Pet Insurance.

In this coverage, Línea Directa assumes the expenses related to your defence and claims for damages caused by your pet:

1. In any dispute over contractual matters, at the time the contract was signed.
2. In the case of criminal offences, at the time when the punishable offence was committed.
3. In cases of non-contractual liability claims, at the same time as the damage was caused.

 

What does the legal defence and damages claims coverage include?

The cover and services included in this coverage are as follows:

Telephone legal advice

We offer you a telephone and/or online advice service to help you with any legal query related to your pet:

• Microchipping and registration obligations.
• Legal obligations when travelling with pets.
• Divorces and pet ownership.
• Adoption of animals.
• Sale and purchase of animals.
• Animals in rented accommodation.
• Animals in the resident’s association.
• Theft and loss of pets, actions and reporting.
• Other queries.

 

Day-to-day advice

We will provide you with information over the phone about any aspect related to your pet:

• Pet administrative issues: registration, deregistration, records, microchips...
• Advice on compulsory dog ownership course.
• Documentation and formalities for transfers and travel with dogs and cats.
• Compulsory insurance and registration of dogs and rare dogs.
• Documentation required to obtain a pedigree.
• Breeder and training information.
• Information on adoptions and shelters in Spain.
• Pet-friendly accommodation and residences
• Kennels in Spain for dogs and cats.
• Grooming salons and specialised shops.
• Beauty and behavioural competitions and events.
• Specialised shops and home delivery services.
• Other day-to-day services for pets.

 

In-person assistance from a solicitor

We provide you with the service of an in-person solicitor in the event that you or the person responsible for the pet is arrested. We will cover you with a company solicitor up to a limit of €500 and up to a limit of €200 if it is a solicitor of your choice.

Contract review and drafting

• Advice on documents and contracts.
• Revision of documents and contracts.
• Drafting of documents and contracts.

 

Supplementary Liability

We will cover you in the event that proceedings are brought against you for non-contractual damages caused by your pet. If the defence is provided by a company solicitor we will contribute up to €3,000 and a maximum of €1,000 if you use your own trusted solicitor.

Claims for non-contractual damages

We cover you for possible damages or injuries suffered by your pet in the event of attacks by another animal, third parties or accidents with vehicles. We will defend you with a company solicitor up to a maximum of €3,000 and, if you would like to use your own solicitor, we will cover you with up to €1,000, starting from a minimum of €200.

Defence in noise claims

• Legal defence against complaints and/or lawsuits from neighbours or Residents’ Associations.
• Claiming damages in the event of unfounded complaints and/or claims by neighbours or by Residents’ Associations.

 

We will defend you with a company solicitor up to a maximum of €3,000 and, if you wish to use your own solicitor, we will cover you up to €1,000.