At Línea Directa we know how important mobile devices have become, which is why we have launched the protection coverage for mobile phones in the vehicle, which you can request when taking out your Car Insurance.
What is protection coverage for mobile phones in the vehicle?
The protection coverage for mobile phones in the vehicle ensures that your mobile phone device is repaired or replaced in the event that it breaks due to the movement of the vehicle, as well as due to robbery in the insured vehicle.
We will now explain in more detail the cases in which your mobile phone is covered and those cases where this coverage is excluded.
Cases in which mobile protection coverage is applicable
The territorial scope of this type of coverage is the whole of Spain and covers the insured's mobile device in the following cases:
- In case of suffering any type of incident arising from travelling by car, i.e. if your mobile phone breaks as a consequence of driving the insured vehicle, either in garages and car parks, public or private roads or land suitable for vehicles, both in urban and inter-urban areas, and even on commonly used roads or land.
- Any cases of stealing with violence in the insured vehicle. If the mobile device is stolen with violence, the insured must provide the following:
- Invoice from a mobile phone purchase.
- The report made to the Police, where all the details of the stolen mobile phone (brand, model, serial number and IMEI number) must be included.
If any of these events have occurred, Línea Directa covers the following services:
- Repair of the mobile device if possible.
- If this repair is not possible, the mobile phone will be replaced by another one with similar features.
This last service will be limited to a maximum of €800 when replacing a mobile phone that cannot be replaced with another similar mobile phone device. If it is not possible to purchase another with similar features, the customer will be compensated with a maximum of €800.
Whenever the policyholder's mobile device is covered, they must pay an excess of €50.
What cases are excluded from this coverage?
In the case of protection coverage for mobile phones in the vehicle, the following cases will be excluded:
- Theft of the mobile telephone device, even when the device is inside a vehicle that has been previously insured.
- If the mobile device is broken or even lost as a result of negligent behaviour on the part of the policyholder, i.e. the insured.
To purchase the Protection Coverage for Mobile Phones in the Vehicle when you take out or obtain your Car Insurance , call the corresponding phone number (919 180 015), whose hours of operation are Monday to Friday from 7:30 am to 9:00 pm (except holidays).
With this coverage you can receive compensation in the event of the robbery of your handbag inside the insured vehicle.
