What is replacement and duplicate key coverage?
Anyone can suffer a loss or breakage, a lockout or decoding and even the need for duplicates of the vehicle keys at any given moment. This is why Línea Directa has created the Key Replacement and Duplication coverage.
The coverage for replacement and duplicate keys is one of the services that you can purchase with your Car Insurance and thus benefit from the advantages offered by Línea Directa.
This type of coverage covers both replacement and duplication of the insured's keys. This means that the Insurer undertakes to cover the replacement of the keys if they suffer a loss or breakage, a lockout or even if the policyholder needs a duplicate of the keys, as long as this is not due to theft, robbery or a change of lock. The car may be in a garage, or car park as well as on public and private roads or land suitable for vehicles, both urban and inter-urban areas, and even on commonly used roads or land.
In addition, the territorial scope of the key replacement and duplicate key coverage does include all of Spain.
Frequently asked questions
- Coverage for the loss or breakage of the keys corresponding to the vehicle previously insured and listed in the policy.
- Coverage in the event of the locking or decoding of keys belonging to the policyholder and to the vehicle included in the insurance policy.
- If necessary, Línea Directa will cover the duplicate keys and, in addition, Línea Directa will ensure that the copy reaches the insured person.
Moreover, the maximum payout limit by the Insurer is €300 for each of the incidents that take place.
- In the event that a lock has been changed, is being changed, or will be changed.
- If the keys are stolen.
- If the keys in question are stolen with the use of violence.
